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Canada Pension Plan (CPP) - Children's Benefits for Students Under 25
Benefits for children under 25
The Canada Pension Plan (CPP) children's benefits provide monthly payments to the dependent children of disabled or deceased CPP contributors.
The child must be either:
- under age 18; or
- under age 25 and in full-time attendance at a recognized school or university.
There are two types of CPP children's benefits:
- A disabled contributor's child's benefit – a monthly payment for a child of the person receiving a CPP disability benefit.
- A surviving child's benefit – a monthly payment for a child of the deceased contributor. For the benefit to be paid, the deceased contributor must have made sufficient contributions to the CPP.
A maximum of two children’s benefits can be paid to a child.
To be eligible, the child must be:
- the natural child of the contributor
- a child adopted “legally" or "in fact" by the contributor while under the age of 21
- a child "legally" or "in fact" in the custody and control of the contributor while under the age of 21
A child may be eligible if the parent or guardian:
- is receiving a CPP disability benefit (either the disability pension or the post-retirement disability benefit)
- has died and met the CPP contributory requirements for a CPP death benefit
|Who can use this service||Dependent children of disabled or deceased CPP contributors. Children must be either under age 18 or under age 25 and in full-time attendance at a recognized school or university.|